We firmly believe that a thoughtful investment allocation for the long term with a client’s specific needs and risk tolerance in mind produces the best results. Our fiduciary responsibility demands no less.
The largest effect on portfolio performance is the allocation decision for a portfolio, leading us to focus the majority of our efforts into tracking global geopolitical and macroeconomic trends, as well as industry and sector analysis. Harbor's security analysis focuses on a number of factors including solid cash flow, competitive advantages and effective management.
Our allocation and optimization software is state of the art, but software is only a tool and not a crutch as some advisors and their clients have painfully discovered in recent market upheavals.
Our independent status and affiliation with Schwab Institutional support our open architecture design by providing a wide range of investments, including non-market traded and private investment opportunities.
As early adopters of alternative investments, our clients continue to benefit from diverse portfolios offering lower correlations and attractive risk adjusted returns through all types of market cycles. Our expertise in real estate, business capitalization, energy and other alternative asset strategies enhances our active management style, allowing Harbor to identify and capitalize on opportunities within the marketplace.